How we handle your data in India
This section explains how we handle personal data for accounts, payments and support. We collect details you submit when you create or use an account, plus device and session data that helps us keep sign-in activity traceable. If you contact us, we keep the message and
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the follow-up needed to answer it. When you send money through UPI, Paytm, PhonePe or Google Pay, we keep the transaction references and the checks needed to match the payment to your wallet activity. We also keep records needed for fraud checks, dispute handling and legal
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duties. We store each record only for as long as needed for those purposes, then remove or anonymise it where local law allows. If local law limits access, the service remains available only where local law permits.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.